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APY = Annual Percentage Yield. Rates effective as of November 1, 2018. Fees may reduce earnings.

Kasasa Cash*Learn More

Balance Minimum Opening Deposit Rate APY
$0 - $35,000 $50 3.45% 3.50%
$35,000+ $50 0.25% 3.50% to 1.09%
All balances if qualifications not met $50 0.05% 0.05%

Qualifications

To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH credit transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements

See? We told you it was easy. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. And you’ll still earn our base interest rate. Then you can get right back to earning your full rewards the very next month.

Kasasa Saver*Learn More

Balance Minimum Opening Deposit Rate APY
$0-100,000 $25 0.7470% 0.75%
$100,000+ $25 0.25% 0.75% to 0.50%
All balances if qualifications not met $25 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH credit transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements

As simple as it gets. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.

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